Shop Pay is a secure payment method that allows you to save your information for faster checkouts when you shop with merchants that use Shopify. It also offers an option to split your purchase into installment payments.

Shop Pay saves your email, shipping, and payment information, enabling quicker checkouts on Shopify stores. Additionally, if you choose installment payments, you can split your purchase into smaller payments over time.

Shop Pay does not perform a credit check when you select to pay in full. However, if you choose to pay using installments, there may be a soft credit check to determine eligibility, which will not affect your credit score.

If you chose to pay in installments, you can make payments using the debit or credit card that you saved to Shop Pay during checkout. Automatic payments will be scheduled based on the agreed installment plan.

There are no additional fees when you use Shop Pay to complete a one-time purchase. However, if you choose to use Shop Pay Installments, there are no late fees, hidden fees, or additional charges as long as payments are made on time. Interest may apply for longer installment options, but this will be clearly communicated during the checkout process.